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What is DeFindex?

Yield infrastructure for neobanks, fintechs and wallets. See What is DeFindex.

How does it work?

Your users deposit into a vault. The vault spreads that money across strategies, and each strategy connects to one external yield source. Your app reads back one balance and one APY. See Vaults.

How does a partner make money?

By setting a fee on the yield the vault generates. See Fees and revenue.

Is it secure?

The contracts are open source and audited, and the guarantees are enforced in the contract: a vault can only invest in the strategies fixed at its creation, funds cannot be sent to an outside address, and no role can freeze a withdrawal. See Risks and Audits.

Is there a lock-up?

No. A user withdraws when they want to, with no minimum holding period, no cooldown and no notice. The only requirement is their own signature. See Vaults.

Can a vault’s strategies be changed after it is created?

No vault function adds or swaps one. Whether the list can change at all is decided when the vault is created: a vault deployed as permanent keeps that list forever, and a vault deployed as upgradable lets its Manager replace the vault’s code, which is the only path that can change it. See Vaults.

What do my users actually hold?

Shares in the vault, as a token called a dfToken, in their own address. See Vault Operations.

Which chains does it run on?

Stellar today. The architecture does not depend on it, so ask us where the roadmap is if that matters to you.