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DeFindex Ramps lets your users fund their balance with a bank transfer in Mexican pesos and cash out the same way. The money arrives as USDC, or as CETES (tokenized Mexican treasury bills) that can go straight into a vault and start earning.

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From a bank transfer to a vault

The ramp is not a separate vendor to onboard. It comes with the same account as your vaults, so the money your users bring in lands where it earns. Cashing out is the same path, backwards.

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Where it works

Live in Mexico, with pesos in and out by SPEI (CLABE). Brazil, Argentina and Colombia are available on request: talk to us. Tokens settle on Stellar, Base, Polygon, Solana, Avalanche or Monad, so the ramp works with the wallets you already use.

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What it costs

One price per route, paid by the user. There is nothing else on top. Entering a treasury bill is free and leaving one costs 0.15%. Changing currency costs 0.50%, applied on top of a published reference rate (Bloomberg for the peso). The fee is calculated on the amount the user sends. You can add your own fee on top. It is folded into the same quote, so your user sees one number, and your part is paid out to you monthly.
Moving a large monthly volume? Talk to our team about volume pricing.

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A quote, step by step

1

Your user asks for a quote

They pick an amount and a route. The quote already includes every fee, yours too, so the number they see is the number they get.
2

They pay by bank transfer

For pesos in, they send a SPEI transfer to the account in the quote.
3

Tokens land in their wallet

USDC or CETES go to the wallet your user controls, on the network you chose. From there, a deposit puts them in a vault.
4

Every order has a status

Your backend follows each order until it completes.

Example

Your user pays MX$1,000.00 and receives about 53.78 USDC: the peso at a reference rate of 18.50, minus the 0.50% fee. Rates move, so the real figure is the one in the quote.

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How you get started

  1. We open your ramp account with the pricing above.
  2. Your company completes KYB in a hosted flow. You do it once.
  3. Your users complete KYC in a hosted flow you launch from your app. You do not store their documents.
  4. You integrate the ramp: request a quote, show it, create the order. We give you the API access and walk your team through it.

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What teams ask first

You can, and you would get a ramp. With DeFindex the pesos land in a vault in the same flow, with one integration and one published price for both.
It stays in your user’s wallet as USDC or CETES, or goes straight into your vault. Your user can withdraw and cash out whenever they want. See the RWA wrapper strategy for how CETES earn inside a vault.
Pesos are received and paid out by Etherfuse, DeFindex’s ramp partner in Mexico. Etherfuse operates under a resolution from the CNBV, Mexico’s financial regulator, and the assets behind CETES and USTRY are held at regulated Mexican financial institutions. It runs the KYB and KYC checks and issues CETES and USTRY. DeFindex never holds your users’ pesos or tokens: the bank transfer goes to Etherfuse, and the tokens go to the wallet your user controls.

Talk to the team

We open your ramp account and walk your team through the integration.